DCF Auto Brokerage LLC — Privacy Policy

Effective Date: February 26, 2026
Last Updated: August 1, 2026

DCF Auto Brokerage LLC (“DCF,” “Company,” “we,” “our,” or “us”) respects your privacy. This Privacy Policy explains how we collect, use, disclose, retain, and protect personal information when you visit our website, submit a form, communicate with us, or use our vehicle brokerage and related services.

This Privacy Policy applies only to information processed by DCF. Independent dealerships, lenders, vehicle transporters, payment processors, and other third parties may maintain their own privacy policies and practices.

1. Personal Information We Collect

Depending on how you interact with us, we may collect the following categories of personal information:

Contact and Identification Information

Full name

Telephone number

Email address

Mailing or residential address

City, state, and ZIP code

Date of birth

Driver’s license or other identification information when reasonably necessary

Vehicle and Transaction Information

Vehicle make, model, trim, color, options, and other preferences

Vehicle identification number, mileage, condition, and trade-in information

Purchase, lease, or financing preferences

Budget, down-payment amount, and target payment information

Appointment, delivery, and transaction details

Documents or information you voluntarily submit concerning a vehicle transaction

Financial and Credit-Related Information

When you request financing or leasing assistance, we may collect or facilitate the collection of information such as:

Employment and income information

Housing and monthly expense information

Credit-related information

Social Security number

Financial account information

Information contained in a credit or financing application

We seek to collect only the information reasonably necessary to provide the services you request. Sensitive information should be submitted only through a secure form, portal, dealership, lender, or other method specifically designated by DCF.

Communications Information

We may collect and maintain records of:

Website forms

Emails

Text messages

Telephone calls

Chat conversations

Appointment notes

Customer-service communications

Calls and electronic communications may be monitored, processed, or recorded for customer service, training, security, documentation, and compliance purposes where permitted by law and after any legally required notice or consent.

Website and Device Information

When you use our website, we or our service providers may automatically collect:

Internet Protocol address

Browser and device type

Operating system

Referring website

Pages viewed

Dates and times of visits

Website interactions

Cookie, pixel, and advertising identifiers

General or approximate location derived from an IP address

Payment Information

Payments may be processed by third-party payment processors. DCF generally does not receive or store complete payment-card numbers, although we may receive limited transaction details such as the customer’s name, payment amount, payment status, and transaction identifier.

2. Sources of Personal Information

We may collect personal information:

Directly from you

Through our website, forms, calls, text messages, emails, and social-media lead forms

From dealerships, lenders, transporters, and service providers involved in a transaction you requested

From advertising, analytics, customer-relationship-management, and communication platforms

From referral sources or business partners

From publicly available sources where legally permitted

We may combine information received from different sources when reasonably necessary to provide our services, maintain accurate records, prevent fraud, or comply with legal obligations.

3. How We Use Personal Information

We may use personal information to:

Respond to inquiries and provide requested services

Source vehicles and communicate with dealerships or sellers

Negotiate vehicle pricing and transaction terms

Evaluate and coordinate trade-in or vehicle-sale requests

Assist with financing and leasing applications

Submit information to authorized dealerships and lenders at your direction

Coordinate appointments, paperwork, transportation, and vehicle delivery

Process payments and maintain transaction records

Communicate regarding your inquiry, appointment, transaction, or account

Provide customer service and resolve complaints or disputes

Verify identity and prevent fraud, misuse, or unauthorized activity

Operate, maintain, analyze, and improve our website and services

Measure advertising effectiveness and understand website usage

Send promotional communications where legally permitted and properly authorized

Maintain records of consent, communications, and transactions

Enforce agreements and protect our legal rights

Comply with legal, regulatory, tax, accounting, and reporting obligations

DCF may use customer-relationship-management systems, automated tools, chat systems, voice systems, or artificial-intelligence-assisted tools to process communications, respond to inquiries, qualify service requests, prepare summaries, and schedule appointments. DCF does not make final lending or credit-approval decisions. Those decisions are made independently by dealerships, lenders, and other financial institutions.

4. How We Disclose Personal Information

We may disclose personal information under the following circumstances:

Dealerships, Lenders, and Transaction Participants

At your request or when reasonably necessary to provide requested services, we may disclose information to:

Licensed motor-vehicle dealerships

Banks, credit unions, finance companies, and lenders

Vehicle sellers or buyers

Vehicle transport and delivery providers

Inspection, registration, title, insurance, or transaction-support providers

Dealerships and lenders independently determine credit approval, financing terms, lease terms, required documentation, and transaction eligibility.

Service Providers

We may disclose information to companies that perform services for us, including:

Website hosting and maintenance

Customer-relationship-management systems

Email, telephone, and text-message providers

Payment processing

Electronic signatures and document management

Data storage and cybersecurity

Analytics and advertising measurement

Accounting, legal, compliance, and professional services

Vehicle transportation and transaction coordination

These providers may access information only as reasonably necessary to perform services for DCF and are expected to protect the information in accordance with applicable law and contractual requirements.

Legal and Safety Purposes

We may disclose information when reasonably necessary to:

Comply with a subpoena, court order, law, regulation, or government request

Investigate suspected fraud, misuse, security incidents, or illegal activity

Protect the rights, property, safety, or security of DCF, our customers, or others

Establish, exercise, or defend legal claims

Enforce our agreements, policies, or contractual rights

Business Transactions

Information may be disclosed or transferred as part of a merger, acquisition, financing, reorganization, sale of assets, bankruptcy, or similar business transaction, subject to applicable legal requirements.

At Your Direction

We may disclose information to another person or entity when you request, authorize, or direct us to do so.

5. Sale of Information and Advertising Disclosures

DCF does not sell personal information in exchange for money.

We may use analytics, cookies, pixels, and advertising technologies that disclose online identifiers and website activity to analytics or advertising providers for campaign measurement, attribution, audience analysis, or advertising. Certain state laws may define some of these activities as “sharing,” “targeted advertising,” or a “sale,” even when no money is exchanged.

DCF does not use or disclose Social Security numbers, credit-application information, income information, financial account information, or other sensitive credit-related information for targeted advertising.

Where required by applicable law, users may request to opt out of qualifying targeted advertising, sale, or sharing by contacting us using the information below.

6. Mobile Information and SMS Consent

Mobile telephone information, SMS opt-in information, and text-messaging consent records are not sold, rented, or disclosed to third parties or affiliates for their own marketing or promotional purposes.

We may provide mobile information to communications vendors solely as necessary to operate our messaging program, deliver requested communications, maintain consent records, provide customer support, and comply with applicable law. Those providers are not authorized to use the information for their own independent marketing purposes.

Text-messaging originator opt-in data and consent will not be shared with third parties for their own marketing or promotional purposes.

7. SMS, Telephone, and Email Communications

When you provide your telephone number and affirmatively agree to receive communications, DCF may contact you regarding:

Vehicle requests

Vehicle sourcing or availability

Financing or leasing status

Appointments and reminders

Documentation and transaction updates

Vehicle delivery

Customer-service matters

Promotional offers where separately authorized

Communications may be sent using manual, automated, prerecorded, or artificial-intelligence-assisted technology where legally permitted.

Message frequency varies. Message and data rates may apply. Consent to receive promotional or marketing text messages is not a condition of purchasing any product or service.

You may revoke SMS consent at any time by replying STOP, CANCEL, END, QUIT, UNSUBSCRIBE, OPT OUT, or REVOKE, or by communicating a clear request to stop through another reasonable method. We may send one non-promotional message confirming the opt-out request.

For assistance, reply HELP or email [email protected].

After opting out of text messages, we may communicate through another lawful channel regarding an existing transaction, legal obligation, or customer-service request. You must provide new consent before promotional text messaging resumes.

You may unsubscribe from promotional emails using the unsubscribe instructions contained in the email. Transactional, security, legal, and customer-service emails may continue when reasonably necessary.

8. Credit Applications and Financial Information

DCF is not a bank or lender and does not independently guarantee credit approval, interest rates, lease terms, monthly payments, or financing eligibility.

Information submitted for financing or leasing assistance may be provided to licensed dealerships, lenders, or financing providers to evaluate your application. Their handling of information is governed by their own privacy notices, security practices, and legal obligations.

Do not send Social Security numbers, complete financial account numbers, credit-card numbers, passwords, or similarly sensitive information through ordinary text messages, social-media messages, or unencrypted email unless DCF has specifically instructed you to use an appropriate secure method.

9. Cookies and Tracking Technologies

Our website may use cookies, pixels, software-development tools, and similar technologies provided by companies such as website hosts, Google, Meta, or comparable providers.

These technologies may be used to:

Maintain website functionality

Remember user preferences

Detect fraud or security issues

Analyze website traffic and user behavior

Measure advertising performance

Understand how users reached our website

Improve website design and marketing effectiveness

You may control certain cookies through your browser settings, device settings, or any cookie-preference tool made available on our website. Disabling cookies may affect website functionality.

Where required by applicable law and supported by our systems, we will process legally recognized universal opt-out preference signals.

10. Data Retention

We retain personal information only for as long as reasonably necessary for the purposes described in this Privacy Policy, including to:

Complete requested services or transactions

Maintain business and transaction records

Document communications and consent

Meet legal, tax, accounting, insurance, and regulatory requirements

Prevent fraud and maintain security

Resolve disputes

Enforce agreements and protect legal rights

Retention periods may vary based on the type and sensitivity of information, the nature of the customer relationship, and applicable legal requirements.

When information is no longer reasonably necessary, we may delete, destroy, de-identify, or anonymize it. Residual information may remain temporarily in backups or archival systems until those systems are overwritten or securely retired.

11. Data Security and Incident Response

DCF maintains reasonable administrative, technical, and physical safeguards designed to protect personal information against unauthorized access, acquisition, disclosure, alteration, misuse, loss, or destruction.

Safeguards may include access restrictions, password controls, multifactor authentication, secure service providers, encryption where appropriate, employee-access limitations, record-retention procedures, and incident-response measures.

No website, electronic transmission, storage system, or security measure is completely secure. DCF therefore cannot guarantee absolute security or that unauthorized access will never occur.

If DCF discovers a security incident involving personal information, we will investigate and provide legally required notifications to affected individuals, government authorities, or other parties as required by applicable law.

12. Your Privacy Rights

Depending on your state of residence and applicable law, you may have the right to:

Confirm whether we process your personal information

Request access to personal information we maintain

Request correction of inaccurate personal information

Request deletion of personal information

Request a portable copy of certain information

Withdraw consent where processing is based on consent

Opt out of qualifying targeted advertising, sale, sharing, or profiling

Appeal the denial of a privacy request

Designate an authorized agent to make certain requests

Receive equal service without unlawful discrimination for exercising privacy rights

To submit a request, email [email protected] with the subject line Privacy Request.

Please identify the right you wish to exercise and provide sufficient information for us to locate your records and reasonably verify your identity. We may request additional verification information before completing a request.

Authorized agents may be required to provide proof of authority and verification of the consumer’s identity. We may deny or limit a request when permitted or required by law, including when we cannot reasonably verify identity or when an exception applies.

To appeal a denied request, email [email protected] with the subject line Privacy Appeal and explain why you believe the decision should be reconsidered.

13. Children’s Privacy

Our website and services are intended for adults and are not directed to children under 18.

We do not knowingly collect personal information from children under 18 without legally required authorization. If we learn that we have collected such information improperly, we will take reasonable steps to delete it.

14. Third-Party Websites and Services

Our website or communications may contain links to third-party websites, dealerships, lenders, payment processors, social-media platforms, or other services that DCF does not own or control.

DCF is not responsible for the privacy, security, content, or business practices of independent third parties. You should review their privacy notices before submitting information to them.

15. Changes to This Privacy Policy

We may update this Privacy Policy periodically to reflect changes in our services, technology, business practices, or legal obligations.

The revised policy will be posted with an updated “Last Updated” date. Where required by law, we will provide additional notice or obtain additional consent before applying a material change to previously collected information.

16. Contact Information

DCF Auto Brokerage LLC
Website: dcfautobrokerage.com
Email: [email protected]

This Privacy Policy does not limit any rights available to consumers under applicable law.